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Data analytics do drive financial growth finds EY study

Firms that excel at data analytics also achieve better financial results according a study by EY. High-growth companies are twice as likely to focus on data and analytics in revenue-generating areas such as marketing and sales,

ESMA: ‘crowdfunding would benefit from regulation’
Steven Maijoor

The European Securities and Markets Authority says that crowdfunding platforms are incentivised to operate in a way that they fall outside existing regulations, which is holding back their growth and increasing risks for investors.

BAML boosts EMEA GTS team with internal promotions

Bank of America Merrill Lynch has made a series of internal promotions in its EMEA Global Transaction Services team.

Fingerprint authentication for mobile finance moves closer with FIDO

Widespread use of fingerprint authentication for financial transactions on mobile devices could start taking off from early next year as Bank of America, Wells Fargo, Google, Samsung, Lenovo, Microsoft, Alipay and others adopt a new authentication standard through their joint project, the FIDO Alliance, which has just published its specifications and launched its first server.

US shifts to EMV as Obama and Apple weigh in

The US is finally adopting EMV after an eventful 12 months in which barriers have been overcome. Merchant reluctance is diminishing, good progress is being made, and the ‘EMV train’ is now picking up speed, according to a new report by analyst firm Celent.

Comments
Biometrics – novel solution, or novelty?
Thomas Bostrom Jorgensen

One of the trends of 2014 was its delivery of technology that we had been promised for years but had fallen short until now. Siri, Cortana and Google Now all make good on the sci-fi staple of the voice-activated computer. Virtual reality has been attempted many times, but it seems that the Oculus Rift may have finally cracked it. And biometric authentication, while often included in devices but rarely used, is now commonly used by owners of new iPhones to unlock their devices thanks to Touch ID.

Times they are a changing – data analytics in the new era of capital markets
Mindtree Board-2012 1258_026_152

In 2015, organisations in the business finance solutions space are likely to spend significantly on business intelligence and analytics. This data goldmine can help organisations unlock hidden opportunities and insights

Video
Banking Technology Readers’ Choice Awards 2014 – Multifonds
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Oded Weiss, chief executive of Multifonds – winner of the Best Post-Trade Processing Product category in the recent Banking Technology Readers’ Choice Awards 2014 – talks to editor David Bannister about the advent of the AIFMD and the quest for growth in the funds management industry.

SGGTB: corporates and transaction banking
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Pascal Auge, head of global transaction and payment services, Societe Generale Global Transaction Banking discusses why transaction banking has become important for corporates and what services and solutions they are looking for.

Features
A movement for change
Cockerton

Fintech innovation gets a lot of press, but there is a lack of co-ordination. Innovate Finance’s Claire Cockerton tells David Bannister how her organisation aims to change that

Brett King preaches the “good news” of mobile banking
King believes that the mobile has redefined the rules

Banks need to stop trying to exploit customers and start actually helping people, according to Brett King, chief executive at Moven. Instead of getting people to max out their credit card, a progressive bank should use smartphones and Big Data to help the consumer with the little things.

Industry Focus
Across the spectrum: ISO 20022 perspectives
standard forum logo CMYK

The original concept of the ISO 20022 was to create a repository of data used in financial messaging to communicate business information of any type – and to be able to add any types of data that might arise in the future.

ISO 20022: the beginning of the future?
Swift

The ISO 20022 standard is 10 years old this year, but its roots go back to some five years before that, and the story of its development and adoption is likely to go on for many years in the future. The datum point is probably the publication in 1999 of a Green Paper from SWIFT called ‘Building Standards for Tomorrow’. The modest proposal in that document is that “the next generation of standards will be based on a structured and formal framework”.

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