News, analysis & resources
Roostify launches decision builder

Decision builder, the latest solution from mortgage tech innovator Roostify, reports David Penn at Finovate (Banking Technology’s sister company).

Kony to launch digital banking solution leveraging Daon biometrics
kony logo

Enterprise application and mobility solutions company Kony unveiled a new digital banking platform and suite of apps, reports Julie Muhn at Finovate (Banking Technology’s sister company).

EFL merges with Lenddo

Psychometric credit scoring company Entrepreneurial Finance Lab (EFL) confirms that it has merged with alternative credit score provider Lenddo, reports Julie Muhn at Finovate (Banking Technology’s sister company).

AlphaPoint teams with Intel to launch secure smart contracts solution

One way to make a smart contract even smarter is to enhance document access and security. Digital currency exchange platform AlphaPoint has achieved that with today’s partnership with Intel.

Banking Technology Magazine
Banking Technology October 2017 issue out now
Banking Technology October 2017

Oh brave new world! Where transparency reigns. The latest edition of our flagship magazine – Banking Technology – is out now, packed with news, analysis and insights, case studies, research and expert commentary.

Industry Comment
Blockchain and the Lycra principle: only when fit for purpose
Tim Thurman, Paysafe

Few ideas have captivated the modern payments and financial services industries like blockchain. Since Bitcoin officially launched in 2008, the noise around the potential of distributed ledgers and blockchain in particular has been incessant, particularly in the last two years.

The race to meaningfully engage with customers is on
Bragi Fjalldal, Meniga

The disruptive threats that banks face today are well documented: fintechs, decentralised cryptocurrencies, distributed ledger technology and now the tech giants like Amazon, Facebook and Apple, to name a few. These players are all now placing themselves between retail banks and their customers, meaning that banks are not just competing with other banks anymore.

Ten questions for, and about, AI

I have had it with the stream of articles about what artificial intelligence (AI) can do. Yes, machine learning works. It is possible to analyse key words, correlate them with other key words, do a massive amount of statistics, and find out some stuff. People cannot do that and computers can. Is this AI?

Corporate client self-onboarding

Know this feeling when you are asked by a check-in clerk where you’d like to sit on a plane? A torrent of thoughts rushes through your head: being able to see the actual seat map with available options would make your choice much easier. Otherwise it’s kind of like a child describing his/her favourite movie.

PSD2 – the tip of an Open Banking API iceberg?

It’s been over a year since I first blogged on the subject of open banking and it is fair to say, mainly driven through the regulatory pressures of PSD2 and the UK Competition and Markets Authority (CMA) led UK Open Banking initiative, that across Europe, much progress has been made in moving the banking industry to adopt APIs.