Top ten fintech features in 2016
Look back at some of the top-read feature articles on all matters fintech published by Banking Technology in 2016.
UK challenger banks: who’s who (and what’s their tech)
With so many new entrants trying to muscle into the UK banking sector, Banking Technology has put together a comprehensive list of the known challengers to date and the technology they are using.
Can banking “catch” the Pokémon bug?
Barclaycard’s Nick Kerigan, MD future payments, and Marwan Farah, director of strategy, explore what and how financial firms can learn from the smash-hit game.
Move over, London and Berlin, Singapore’s fintech ecosystem is surging ahead
Devie Mohan, a fintech market strategist, looks at how Singapore has created a fintech ecosystem that is a major threat to the ones in London and Berlin.
Payments and blockchain: Pilotville
The payments industry went just a bit blockchain bonkers at Sibos 2016. Distributed ledger technology (DLT) was a hot topic throughout the week. This was quite astounding given there are very few examples of working blockchain or DLT use cases; most of the initiatives under way are proofs of concept.
Thousands and thousand of times: a tale of an insider data breach
Eleonore Fournier-Tombs, RedOwl field data scientist, ponders the curious case of Galen Marsh, who stole masses of data from his former employee, Morgan Stanley, by using a very simple hack of the client data management system.
Interview: Rupert Scofield, founder of Finca International
Rupert Scofield, president and CEO of microfinance organisation Finca International, discusses how it brings banking to the developing world and why people should follow America’s lead in the art of philanthropy.
Mainstream fintech in India: a bird’s eye view
Soumik Roy, Banking Technology’s editorial contributor based in India, explores India’s digital banking landscape, examines innovative players like DBS digibank, and ponders what’s next for the nation’s fast-paced fintech sector.
Why payments can no longer be “an industry”
There are three options of a road ahead for the payments industry players: 1) to carry on as they are and watch their margins erode; 2) to transform into a utility; 3) to have a long hard look at their value chain. If you choose the latter – what do you see, asks Sapient Global Markets’ Leda Glyptis. So… here are Wendy and Bob.
Blockchain: mind the gap
Blockchain technology is far from mature and there is a danger that regulation could crush innovation and competition. Professor Michael Mainelli and Simon Mills* argue that a more measured approach to the technology would be to develop voluntary standards.
Real-time payments in the US: right said Fed
Will everyone really benefit from the real-time payments coming to the US? Can the US regulator mandate the banking sector to adopt it? And what are the chances of this new faster payments system becoming ubiquitous? Banking Technology digs deeper, past the hype.