Banking Technology September 2018 issue out now
Elements of fintech, pure in substance.
The latest edition of our flagship magazine – Banking Technology – is out now, packed with news, analysis and insights, case studies, research and expert commentary.
A note from our editor-in-chief, Tanya Andreasyan:
Our editorial team often gets asked about challenger banks, who they are, what is it that makes them challengers and whether they will succeed. Whilst we do not have the crystal ball to answer the latter (although we have some predictions about potential winners and losers), we are happy to share our knowledge about the newcomers on the global and regional banking scenes. After all, our reporters are hunting high and low for fintech stories, happenings and developments all year around across the globe!
So, we have created a number of lists of challenger banks and banking services providers and the technology they are using. You are most likely already familiar with the UK challenger bank list, but we also now have similar lists for Germany, Australia and the US.
We endeavour to keep the lists as comprehensive and up-to-date as possible, but if you have any suggestions or updates, please do get in touch with our editorial team. After all, it is a two-way conversation – we are keen to talk with our readers, not talk at them…
So what makes a challenger? As a rule, it is a start-up (or a young entity), although in some cases it can be a more established financial institution, that is taking on the incumbent banking heavyweights in their respective geographies. We include banks as well as non-bank (i.e. those without a banking licence) providers of financial products and services that compete with high street banks.
In the UK, Germany and Australia an overwhelming majority of these are digital-only entities. Hardly any challenger – especially start-ups – in these countries bets on brick-and-mortar locations.
In the US, however, the picture is different. There are some digital-focused entities, but the majority of the “de novo” banks are community banks with physical presence, catering for local businesses and individuals, and emphasising their ties to their respective location and the community. Will the recent opening up of the national bank charters to non-depository fintech firms change the trend? Keep an eye on our US challenger bank list to find out!
The September 2018 edition of Banking Technology features:
Interview: Serena Smith, FIS
Being at the heart of the exciting, changing world of payments.
PayTech Awards 2018
Celebrations, winners, photos – all the best bits!
Lendtech vendor spotlight: AFS
Innovating and transforming the credit process globally.
The state of IT incident response in financial services.
Food for thought
Fellow bankers: “ecosystem” is not a “safe word”.
Spotlight: Sunrise Banks
A US bank that is “social enterprise first”.
Case study: Afghanistan International Bank
Facing challenges far more extreme than most banks around the globe.
Interview: Yves Tyrode, BPCE
On a mission to deploy a whole new digital strategy.
And not to forget the Regulars of course:
News – the good, the bad and the ugly.
Appointments – the movers and the shakers.
Industry events – mark your calendars!
Out of office – a slice of satire.