Banking Technology October 2018 issue out now
The tree of fintech life: growth, gains and generations.
The latest edition of our flagship magazine – Banking Technology – is out now, packed with news, analysis and insights, case studies, research and expert commentary.
A note from our editor-in-chief, Tanya Andreasyan:
Thinking of changing your core banking system? Prepared to cast your net wider than the “usual suspects” such as Temenos and Infosys Finacle? Here is our pick of fresh faces that are worth putting on your radar:
Finxact in the US. Built by Frank Sanchez, developer of the Profile core banking platform, which today resides with FIS and is well-known worldwide, Finxact is riding “the second wave” of digital banking. The solution is cloud-native and its design in API-first. It already has a taker in the US, Live Oak Bank, and is in talks with distributors in Asia to take the system international.
Mambu in Germany. This nine-year old company has progressed from providing a back office engine for small credit and microfinance firms to a more fleshed out core banking product suitable for bigger players across the globe. The solution, delivered on a hosted/cloud basis, has OakNorth and Santander in the UK as customers, N26 in Germany (and Europe), Folkefinans in the Nordics, and Mynt in the Philippines.
The vendor has recently launched Mambu Process Orchestrator (MPO) – an integration Platform-as-a-Service.
Ohpen in the Netherlands. Same age as Mambu, and also cloud-based, Ohpen targets banks, asset/investment managers and insurance firms. The majority of its customers are in its home country (Aegon, Robeco, SNS Bank and LeasePlan Bank among them), but it has also made inroads into the UK with an FCA-approved subsidiary, Ohpen Operations UK.
Five Degrees, also in the Netherlands and also founded in 2009. Its flagship solution, Matrix, has recently been supplemented by the acquisition of Libra, a core banking software developer in Iceland, and its Libra Securities and Libra Loan solutions. Libra employs 40+ staff, who specialise in the same technology stack as Five Degrees.
Íslandsbanki (Bank of Iceland) is among Libra’s clients. Five Degrees’ user base includes Munnypot in the UK and ABN Amro’s new wealth management proposition in Germany, Prospery.
The October 2018 edition of Banking Technology features:
The rise of the API economy.
Comment: $2 bill fintech
Do you like weird money? Then read on…
Case study: core banking
Live Oak Bank pioneers Finxact’s core banking tech.
Analysis: bank of the future
When banktech gets personal.
Interview: Peter Hainz, SmartStream
Taking away the bank’s intraday liquidity risk pain.
Case study: Home Credit
Life is good at the heart of Europe.
Spotlight: enterprise blockchain
The rubber has met the road.
Fintech tour Frankfurt
What can the city offer in the post-Brexit world?
Food for thought
Titles, corner offices and authority in a disrupted economy.
Fintech funding round-up
Good ideas can bring good money.
How to succeed and influence people.
And not to forget the Regulars of course:
News – the good, the bad and the ugly.
Appointments – the movers and the shakers.
Industry events – mark your calendars!
Out of office – a slice of satire.